Refinancing is the process of restructuring or reorganising your loan to ensure you have the combination of fixed and floating terms that work best for your situation.
It may involve transferring your loan from one bank to another to take advantage of more favourable terms and conditions that are in your best interest.
Switching loan is possible even if you not a Loan House customer to take advantage of this service. Reviewing your financial health keeps all the checks up-to-date. Specialists from our team will review your financial situation to see if your mortgage is performing well.
We look at the interest rates you’re locked in and the structure of your loan. The free of cost financial fact find can help to provide a solution for your financial needs that will save you thousands of dollars and allows you to pay off your loan faster and still within your working life.
If you are currently on a fixed term we can analyse the break costs to understand if this option is worth pursuing.
“We’ll help you get the right type of loan with the right structure. With our financial expertise, you have the peace of mind that you are in the right place.”
Buying your first home is a stressful exercise, but it shouldn’t, especially if you have a good mortgage adviser on your side and that’s where we come in.
Some of the questions you’re probably thinking of are:
We are here to provide service, guidance and financial expertise – AT NO COST AT ALL! We are qualified and experienced financial advisers who understand the complex and evolving world of the financial industry. With our knowledge and expertise buying your first home will be a breeze. We’ve got your back!
Property investment has proved a successful strategy to build wealth for many people. But you need to know the numbers and the other side of the coin before you jump onto this bandwagon.
Understanding what creates value in the investment property you’re buying is a vital challenge. Property investment can be risky business and understanding how your money can grow without loss is an important factor. It is very important to find the right mortgage adviser for all your investment needs.
A business loan will allow you to develop and grow your business and you may be able to get all or part of your loan at home loan rates.
Business loans are tailored to assist you with the purchase of an existing business, starting a new business or franchise or for major investments in your current business. To qualify for a business loan you will need to prove to the bank that your business venture will be feasible and profitable. You also need to have the background and experience to run the business and that you will be easily able to repay the loan within the set timeframe.
Most business loans have a repayment period between 5-6 years. If you borrow money to utilize in the business by offering the residential property as security, the funds secured against this property will have a repayment period of 30 years. Banks view businesses as high-risk security in comparison to a residential property, interest rates on business loans are usually 3-4% higher than standard home loan rates.
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